MYTH: Debt is a tool. When used wisely, it leverages capital to help build prosperity faster. TRUTH: Getting out of debt and staying out of debt is one of the most important keys to building wealth. The wealthy don’t use debt – that’s how they became wealthy.
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1. Live on less than you make This may seem like basic common sense and an old cliché, but the fact is most people do not follow this most basic principle. Most people live paycheck to paycheck and have all their income (and sometimes more) committed to things like debt payments and lifestyle choices. The… Read More


Personal finance is a huge topic that makes many people uncomfortable. However, by clearly defining exactly what it is and what it is not will make taking the first steps towards improving your own personal finances much easier.… Read More